Mettle review
Free business account from NatWest Group for sole traders and LTDs.
Mettle is an under-rated option for sole traders and tiny limited companies — free, backed by NatWest, and bundled with FreeAgent for bookkeeping. Read the safeguarding small print.
At a glance
- Monthly fee
- £0
- Free transfers
- Unlimited UK transfers
- FSCS protection
- No — funds safeguarded
- Best for
- Very small businesses on a zero-fee budget
Pros
- Completely free account
- Backed by NatWest — safeguarded via parent bank
- Built-in invoicing and bookkeeping (FreeAgent included free)
Cons
- Technically an e-money account — not FSCS protected in its own right
- No cash or cheque deposits at present
- Limited support hours
Features
- Free FreeAgent accounting
- Invoicing and pots
- Mobile-first app
- Direct Debits
Integrations
FreeAgent (included free) · Xero (via export)